We buy houses in Conley Georgia and provide residents with the ideal way to sell their homes fast for cash. If the bank is threatening to take your property after all you have put into it, as homebuyers in Conley GA (Clayton County), we can help you stop foreclosure of your property! Keep reading to learn about what you can do to fight back!
Dealing with the threat of foreclosure can be extremely overwhelming. The thought of losing your house after putting so much of yourself into it can feel devastating, not to mention the ugly marks it will leave on your credit. Nobody wants to deal with foreclosed homes, but luckily, there are some things you can do to avoid foreclosure. In our latest post, we will help you learn how to stop foreclosure of your Conley GA property. We offer cash for houses in Conley GA, and we’re professionals based locally here in Georgia.
Call Your Bank in Conley
When it comes down to it, most lenders would rather work with you to get back on track then put the house into foreclosure. While the process isn’t fun for you, it isn’t fun for them either. It is costly and time-consuming, and in many cases, leaves the lender with a loss. They will do what they need to, to recoup their costs, including working with you to find a solution. When you first realize you are going to have trouble with the payment, reach out to your bank. If you are behind on your mortgage payments, you will likely be able to work out a repayment plan. If you think that paying your mortgage is going to be difficult going forward due to new circumstances in your life, you may want to slow down the foreclosure process and sell the property while you still can.
Sell Your Conley GA Property
A fast sale of your house can help you quickly pay off your mortgage, without any negative marks on your credit. You can try selling your house on your own, but that can take time. Or you can list with a real estate broker. But listing your house in Conley GA doesn’t necessarily guarantee your house will be sold quickly. Selling in this manner can take months, allowing the bank to foreclose on the house while it is listed.
On the other hand, a direct sale to [company] will allow you to sell your house quickly and for a great price. Working with our team will let you choose the closing date that works best for you so that you can sell the house outright before the bank comes knocking. Our process is fast, convenient, and always fair!
Use a Short Sale in Georgia
Another way to sell your property fast in Conley GA to stop foreclosure is by using a short sale. A short sale occurs when your lender agrees to take a lower offer for the house just to save them the time and money of reselling it themselves. To do this, you must apply for your lender’s short sale program and meet the necessary requirements. You’ll need to run a BPO or Broker Price Option to help you determine the fair market value for the property.
Declare Bankruptcy in Conley, Georgia
When you declare bankruptcy, the bank will be forced to stop any collection activity against you, including the foreclosure of your home. That said, you will still be responsible for your debts. The bankruptcy court will work with you to set up a plan of repayment. Declaring bankruptcy doesn’t look very good when trying to borrow money in the future, so make sure it is the right choice for you before signing any paperwork.
Sell My House in Conley GA
No homeowner wants to have their property taken out from under them. If you are behind on your mortgage, don’t fret. There are ways to stop foreclosure and sell your house in GA before the bank begins the foreclosure proceedings against the property.
As local Conley GA home buyers, choosing between being foreclosed and initiating a short sale is an easy choice for a borrower having trouble paying a mortgage on time.
Yes, you really can stop the foreclosure of your house in Conley GA! Reach out to us today to find out more. (678) 710-6130
Greg Kurzner, is CEO of Resideum, Atlanta’s Professional Homebuyer company. Greg has been a force in Atlanta real estate for over 30 years. He has been involved in the sale of over 1 Billion in real estate transactions in his career and consistently ranks #1 in sales by units by Atlanta Realtor Association. In addition to Greg being a licensed real estate broker, he is also a licensed general contractor and a nationally-recognized expert in investment real estate.